Amazon Requires Some Sellers to Submit Proof of Liability Insurance
Amazon requires sellers in certain high-risk categories and sellers with monthly sales exceeding $10,000 to submit proof of commercial liability insurance by November 2, 2026.
What are the key facts?
- 1Affected sellers must upload an insurance certificate by November 2, 2026
- 2The scope includes sellers in categories subject to enhanced safety review
- 3Amazon sellers with monthly sales exceeding $10,000 are also covered
- 4Insurance generally must provide at least $1 million per occurrence and in aggregate
- 5Late submission may result in product removal or restricted selling privileges
What happened?
Amazon’s Seller Central seller forums recently notified some sellers that sellers offering products in categories with enhanced safety requirements must submit proof of commercial general liability insurance. Affected sellers must upload an insurance certificate through Seller Central by November 2, 2026. The requirement generally includes commercial liability insurance of at least $1 million per occurrence and in aggregate, and the policy must also cover product liability and completed operations liability. Transportation insurance, cargo insurance, or general business insurance that does not include product liability generally cannot replace this requirement. The scope includes product categories flagged by Amazon for enhanced safety review, as well as sellers in any Amazon.com category with monthly sales exceeding $10,000. Sellers most affected include those offering home goods, children’s products, electronics, tools, outdoor products, and functional consumer goods. Failure to submit on time may result in product removal or restricted selling privileges. Sellers should also verify the policyholder, product coverage, U.S. sales territory, and policy validity period.
What does this mean for cross-border sellers?
Sellers in categories subject to enhanced safety review, or with monthly sales exceeding $10,000 on Amazon.com, must submit proof of commercial liability insurance through Seller Central by November 2, 2026. Late submission may result in affected products being removed or selling privileges being restricted. Sellers of home goods, children’s products, electronics, tools, and outdoor products should review their status first.
What should sellers do now?
- 1This week, screen home goods, children’s products, electronics, tools, outdoor products, and functional consumer goods stores; flag accounts in categories subject to enhanced safety review and accounts with monthly sales exceeding $10,000, and create a list of affected listings.Listing character checker
- 2Contact the insurance provider to review policies for affected accounts. Confirm coverage of at least $1 million per occurrence and in aggregate, as well as product liability, completed operations liability, the U.S. sales territory, and the validity period; retain the certificates and review checklist.
- 3Check the insurance submission entry for each affected store in Seller Central, prepare and upload the insurance certificate, and save the submission record. Complete the process no later than November 2, 2026, and ensure each account has documentation.