Amazon Updates BSA Agreement on August 24, Prohibiting Sellers from Mortgaging Future Sales
Amazon has updated the Business Solutions Agreement (BSA), tightening restrictions on the transfer of seller rights and financing actions. The new regulations explicitly prohibit sellers from using future platform settlement payments as loan collateral, which could directly affect sellers relying on such financing for Q4 inventory. It is recommended that relevant businesses evaluate their financing structures and seek legal advice promptly.
What are the key facts?
- 1Effective date: August 24, 2026
- 2Key change: Prohibition on transferring rights or obligations
- 3Key change: Explicit ban on using Amazon sales as loan collateral
What happened?
Amazon has revised the Business Solutions Agreement (BSA), with the new terms taking effect on August 24, 2026. This update not only broadens the scope of restrictions on the transfer of rights or obligations but also explicitly prohibits sellers from using platform sales revenue as financing collateral. This change may pose compliance risks to many sellers who rely on future sales for inventory financing.
What does this mean for cross-border sellers?
Sellers should immediately review their existing financing agreements, especially those involving loans using future Amazon payouts as collateral, to avoid violating the platform's new regulations that could lead to account restrictions.