eBay Payment Services Terms Take Effect in Two Phases
eBay updated the U.S. site’s Payment Services Terms, setting two effective dates—October 14 and October 28, 2026—based on seller type.
What are the key facts?
- 1Updated Payment Services Terms apply to new sellers from October 14, 2026
- 2Updated terms apply to existing sellers from October 28, 2026
- 3Terms govern payment services provided by eBay Payment Entities
What happened?
The latest Payments Terms of Use page for eBay’s U.S. site shows that the updated Payment Services Terms have two effective dates based on when sellers registered, accepted the terms, or re-accepted the terms. New sellers who register, accept the terms, or re-accept them on or after October 14, 2026, are subject to the updated terms. Other existing sellers are subject to them from October 28, 2026. The terms cover payment services provided by the eBay Payment Entities, including Managed Payments, fund settlement, account use, and related payment arrangements. The page summary does not list specific fee changes, but the terms transition will affect the contractual basis for accounts held by new and existing sellers. Cross-border sellers in mainland China, Hong Kong, Japan, Europe, and other regions should check whether their account location, payee entity, settlement currency, eligibility for payment services, and account verification requirements are affected, and monitor Seller Hub notifications, payment account status, and unsettled balances.
What does this mean for cross-border sellers?
The updated Payment Services Terms will take effect in phases by seller type and cover Managed Payments, fund settlement, account use, and payment arrangements. Cross-border sellers should confirm their account location, payee entity, settlement currency, payment-service eligibility, and account verification status to avoid fund settlement delays after the terms transition.
What should sellers do now?
- 1Log in to Seller Hub for each eBay store this week, review the payment-terms notification, and record the acceptance status. Complete the review for both new and existing sellers before October 14 and October 28, 2026, and create a store checklist.Listing character checker
- 2Organize the account location, payee entity, settlement currency, and payment-service eligibility for each store, covering accounts in mainland China, Hong Kong, Japan, and Europe. Check each item against the store records and produce a record with no missing fields.Profit calculator
- 3Check the payment account status, account verification requirements, and unsettled balances for each store. Retain notification screenshots and notes on exceptions; after completion, ensure every account has a status result, follow-up item, or “No issues” record.Procurement List